Financial planning when you need it most
Financial planning for medical and dental residents
It’s time to make a financial plan. Not just any plan. An Aptus plan that sets the foundation for your post-training life and income. Starting your financial planning journey in the final months of training, before your income increases, improves decisions and gives you greater control over your long-term financial future. We know your time is precious during training. We will work with your busy training schedule to find a time that works for you for an initial Foundation Plan and AptusCare support. We will sign you up to complete a Comprehensive Plan a little further down the road. We also know your money is precious so we don't charge you for the Foundation Plan or the initial months of AptusCare until you've started your attending position.
1. Aptus foundation plan
An initial 60-90 minute planning meeting during training to focus on the essential building blocks of your financial future. We discuss important considerations as you finish training and the details of your unique situation.
$1,200 (Payment Deferred1)
2. AptusCare For Residents
Guidance and support during and after training. We stay in touch and work closely together as you implement your Foundation Plan and transition to your attending position.
$200 Per Month (Payment Deferred1)
3. Comprehensive Plan
Once you start your post-training job, you will complete a comprehensive financial plan and continue your ongoing relationship with Aptus. We want to be a partner on your financial journey from residency to retirement, and beyond.
$3,700 Plus Ongoing Support2
1 The payment for the Foundation Plan and cumulative AptusCare for Residents will be due when you complete the first meeting of your Comprehensive Plan, or no later than November 1st. For example, if you complete your Aptus Foundation Plan in January, you will owe $1200 + ($200x10) =$3,200 on November 1st in addition to the fees for your Comprehensive Plan and ongoing support.
2 Additional details regarding the Comprehensive Plan and ongoing support can be found on our pricing page.